Synchrony Financial Quarterly Income Statement
NYSE: SYFFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Synchrony Financial revenue and earnings
In the quarter ended Jun 30, 2026, Synchrony Financial generated $4.75 billion in revenue, up 2.3% from the same quarter a year earlier. Net income was $885.0 million (-8.5% year over year), for a net margin of 18.7% versus a median of 16.9% in the prior 5 quarters. Diluted earnings per share came in at $2.59, up from $2.50.
Summary generated from market data by MetaCap's automated system. Methodology
Synchrony Financial income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.75B | 4.77B | 4.89B | 4.85B | 4.64B | 4.61B | 4.72B | 4.73B | 4.52B | 5.56B | 4.54B | 4.45B |
| Revenue growth (YoY) | +2.28% | +3.36% | +3.54% | +2.52% | +2.59% | -17.06% | +4.03% | +6.15% | +8.16% | +35.13% | +9.70% | +12.13% |
| Operating Expenses | 1.33B | 1.32B | 1.40B | 1.25B | 1.25B | 1.24B | 1.27B | 1.19B | 1.18B | 1.21B | 1.32B | 1.15B |
| Interest Expense | 975.00M | 968.00M | 973.00M | 1.01B | 1.06B | 1.09B | 1.12B | 1.18B | 1.18B | 1.16B | 1.08B | 992.00M |
| Pretax Income | 1.19B | 1.05B | 952.00M | 1.43B | 1.26B | 984.00M | 973.00M | 1.03B | 844.00M | 1.71B | 539.00M | 833.00M |
| Income Tax | 301.00M | 242.00M | 201.00M | 352.00M | 289.00M | 227.00M | 199.00M | 239.00M | 201.00M | 415.00M | 99.00M | 205.00M |
| Net Income | 885.00M | 805.00M | 751.00M | 1.08B | 967.00M | 757.00M | 774.00M | 789.00M | 643.00M | 1.29B | 440.00M | 628.00M |
| Net Income growth (YoY) | -8.48% | +6.34% | -2.97% | +36.50% | +50.39% | -41.45% | +75.91% | +25.64% | +13.01% | +115.14% | -23.74% | -10.67% |
| EPS (Basic) | 2.61 | 2.29 | 2.07 | 2.89 | 2.51 | 1.91 | 1.95 | 1.96 | 1.56 | 3.17 | 1.04 | 1.49 |
| EPS (Diluted) | 2.59 | 2.27 | 2.03 | 2.86 | 2.50 | 1.89 | 1.92 | 1.94 | 1.55 | 3.14 | 1.04 | 1.48 |
| Shares Outstanding (Basic) | 331.30M | 342.40M | — | 365.90M | 376.20M | 385.20M | — | 392.30M | 399.30M | 404.70M | — | 416.00M |
| Shares Outstanding (Diluted) | 334.10M | 346.00M | — | 369.90M | 379.10M | 389.40M | — | 396.50M | 402.60M | 408.20M | — | 418.40M |
| Net Margin | 18.65% | 16.88% | 15.37% | 22.22% | 20.85% | 16.41% | 16.40% | 16.69% | 14.22% | 23.25% | 9.70% | 14.10% |
This table shows 12 quarterly periods of Synchrony Financial's income statement, from Q2 2026 back to Q3 2023, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow SYF's reporting calendar. What is a income statement?