Upstart (UPST) Options Chain

NASDAQ: UPSTFinanceFinance: Consumer ServicesUSD

24.10-0.09 (-0.37%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Mar 19, 2027
Days to expiration: 159
Share price: $24.10
Put/call ratio (OI): 0.52
Put/call ratio (volume): 6.53
ATM implied volatility: 68.0%
Expected move: ±$10.82
Open interest (C / P): 4.44K / 2.29K

UPST options summary

The UPST options chain for the March 19, 2027 expiration lists 15 call and 16 put contracts, with 159 days until expiration. Open interest stands at 4,444 calls and 2,290 puts, a put/call ratio of 0.52, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $25.00 strike is 68.0%, which implies the market expects a move of about ±$10.82 (44.9%) in Upstart stock by expiration.

The most open interest sits at the $50.00 call (954 contracts) and the $15.00 put (451 contracts).

Summary generated from market data by MetaCap's automated system. Methodology

UPST options chain · March 19, 2027

UPST calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
—	—	—	—	—	—	12.50	0.26	0.37	0.32	72.2%	2	172
10	5	69.4%	10.10	8.85	10.70	15.00	0.52	0.93	0.71	71.2%	6	451
9	16	206.8%	15.49	13.40	14.75	17.50	1.02	1.55	1.33	68.2%	741	102
77	72	75.6%	6.05	6.50	6.90	20.00	1.71	2.26	2.16	63.8%	2	268
23	1	74.4%	5.40	5.15	5.60	22.50	3.15	3.40	3.85	65.9%	3	38
UPST $24.10
209	3	73.0%	3.95	3.70	4.80	25.00	4.20	4.85	4.85	63.1%	19	209
140	2	72.1%	3.27	3.00	3.70	27.50	5.40	6.85	6.24	62.3%	2	304
196	7	71.8%	2.66	2.36	2.94	30.00	7.35	8.70	8.35	63.3%	5	301
520	1	71.8%	2.17	1.83	2.38	32.50	9.20	10.20	10.63	57.5%	30	82
560	2	70.7%	1.59	1.30	1.93	35.00	11.65	12.90	12.87	66.2%	1	143
207	1	72.4%	1.36	1.13	1.60	37.50	13.30	15.15	15.10	60.9%	1	73
527	5	71.0%	1.05	0.84	1.21	40.00	15.20	17.40	16.24	54.5%	6	15
372	1	73.1%	0.88	0.80	1.01	42.50	18.05	20.30	19.40	70.0%	25	38
398	5	73.0%	0.81	0.44	1.00	45.00	19.85	22.35	21.82	54.7%	1	51
242	8	71.7%	0.85	0.37	0.71	47.50	22.70	24.05	24.75	75.1%	4	9
954	1	74.5%	0.55	0.28	0.75	50.00	24.40	27.35	27.35	98.7%	1	34

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the UPST put/call ratio?

For the March 19, 2027 expiration, the UPST put/call ratio based on open interest is 0.52 (2,290 puts vs 4,444 calls), and 6.53 based on today's volume. A ratio above 1 means more puts than calls.

What is UPST's implied volatility?

At-the-money implied volatility for UPST options expiring March 19, 2027 is about 68.0%, an annualized estimate of how much the market expects Upstart stock to move.

How many UPST option expiration dates are there?

UPST has 15 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.