UWM Quarterly Cash Flow Statement
NYSE: UWMCFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
UWM free cash flow
In the quarter ended Jun 30, 2026, UWM generated $344.0 million of operating cash flow and spent $9.5 million on capital expenditures. That left free cash flow of $334.6 million, a free-cash-flow margin of 37.7% of revenue. UWM returned $33.0 million to shareholders through dividends, equal to 10% of free cash flow.
Free cash flow covered dividend payments 10.1 times.
Summary generated from market data by MetaCap's automated system. Methodology
UWM cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | -451.90M | 170.37M | 164.48M | 12.09M | 314.48M | -247.03M | 40.61M | 31.95M | 76.29M | 180.53M | -460.96M | 300.99M |
| Net Income growth (YoY) | -243.70% | — | +305.00% | -62.16% | +312.24% | -236.83% | — | -89.39% | -66.66% | — | — | -7.56% |
| Depreciation & Amortization | 14.22M | 15.62M | 15.21M | 14.14M | 13.53M | 12.63M | 12.16M | 12.62M | 11.67M | 12.32M | 12.44M | 12.79M |
| Stock-Based Compensation | 12.49M | 13.16M | 15.59M | 14.73M | 11.73M | 8.31M | 9.00M | 5.77M | 3.94M | 5.88M | 3.96M | 3.82M |
| Change in Working Capital | 571.72M | -510.18M | -56.46M | 208.85M | -219.12M | -3.29M | 121.85M | -79.49M | 38.55M | 12.02M | -232.44M | 47.73M |
| Operating Cash Flow | 344.04M | -2.23B | 103.76M | -3.08B | -265.88M | 593.90M | -543.26M | -2.18B | -1.32B | -2.20B | -329.27M | 345.90M |
| Capital Expenditures | -9.46M | -19.06M | -21.74M | -10.36M | -24.19M | -17.76M | -8.29M | -12.27M | -11.92M | -6.97M | -6.82M | -6.33M |
| Investing Cash Flow | 249.81M | 524.28M | 160.27M | 542.96M | 627.94M | 928.39M | 94.82M | 237.39M | 1.06B | 1.29B | 177.64M | 581.62M |
| Dividends Paid | -33.02M | -26.84M | -23.43M | -20.60M | -18.77M | -15.79M | -11.31M | -9.56M | -9.49M | -9.37M | -9.37M | -9.31M |
| Debt Issued | — | — | 0 | — | — | — | 800.00M | — | — | — | — | — |
| Financing Cash Flow | -519.44M | 1.63B | -631.36M | 2.92B | -357.11M | -1.54B | 319.45M | 1.90B | 335.31M | 1.02B | -80.52M | -832.48M |
| Net Change in Cash | 74.41M | -79.37M | -367.34M | 380.72M | 4.96M | -22.32M | -128.99M | -43.83M | 74.51M | 108.17M | -232.15M | 95.04M |
| Free Cash Flow | 334.57M | -2.25B | 82.02M | -3.09B | -290.07M | 576.13M | -551.55M | -2.19B | -1.33B | -2.21B | -336.09M | 339.57M |
This table shows 12 quarterly periods of UWM's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow UWMC's reporting calendar. What is a cash flow statement?