Enact (ACT) vs Erie Indemnity (ERIE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Enact (ACT) has outperformed Erie Indemnity (ERIE) over the past year, gaining 29.2% versus a loss of 30.7%. Over five years, ACT leads with a +113.2% price change compared with +14.2% for ERIE. Erie Indemnity is the larger company by market cap ($11.61 billion vs $6.32 billion), about 1.8 times the size.
On valuation, Enact trades at a lower forward P/E (9.1x vs 15.8x for Erie Indemnity). Erie Indemnity offers the higher dividend yield (2.59% vs 1.89%). Enact converts more of its revenue into profit, with a net margin of 54.6% versus 13.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACT | ERIE |
|---|---|---|
| Share price | $45.97 | $222.04 |
| Market cap | $6.32B | $11.61B |
| 1-day change | -1.44% | -1.99% |
| YTD return | +15.97% | -22.54% |
| 1-year return | +29.24% | -30.71% |
| 5-year return | +113.22% | +14.18% |
| P/E ratio (TTM) | 9.70 | 20.13 |
| Forward P/E | 9.10 | 15.85 |
| EPS (TTM) | $4.74 | $11.03 |
| Dividend yield | 1.89% | 2.59% |
| Annual dividend | $0.87 | $5.75 |
| Revenue (latest FY) | $1.24B | $4.07B |
| Revenue growth (YoY) | +2.83% | +7.17% |
| Net income (latest FY) | $674.24M | $559.34M |
| Operating margin | — | 17.63% |
| Net margin | 54.56% | 13.75% |
| 52-week high | $50.56 | $330.54 |
| 52-week low | $34.64 | $204.63 |
| Distance from 52-week high | -9.08% | -32.83% |
| Analyst consensus | none | none |
| Avg. price target upside | +9.20% | — |
| Average volume | 396.05K | 270.03K |
| Shares outstanding | 137.48M | 46.19M |
| Employees | 419 | 6,667 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ACT has outperformed ERIE by 59.9 percentage points over the past year.
- Erie Indemnity trades at a higher earnings multiple (20.1x vs 9.7x trailing P/E).
- Enact is more profitable, keeping 54.6 cents of every revenue dollar as net income versus 13.8 cents for Erie Indemnity.
About Enact
ACT stock →Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.
Finance · Specialty Insurers · 419 employees
About Erie Indemnity
ERIE stock →Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services.
Finance · Specialty Insurers · 6,667 employees
ACT vs ERIE FAQ
Which is bigger, Enact or Erie Indemnity?
Erie Indemnity (ERIE) is larger, with a market capitalization of $11.61B compared with $6.32B for Enact (ACT).
Which stock has performed better over the past year, ACT or ERIE?
ACT returned +29.24% over the past 12 months, compared with -30.71% for ERIE (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACT or ERIE?
ACT has the lower trailing P/E at 9.7, versus 20.1 for ERIE. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Enact or Erie Indemnity?
Erie Indemnity has the higher yield at 2.59%, compared with 1.89% for Enact.
Are Enact and Erie Indemnity in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.