MetaCap

Axos Financial (AX) vs HomeTrust Bancshares (HTB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

HomeTrust Bancshares (HTB) has outperformed Axos Financial (AX) over the past year, gaining 15.8% versus a gain of 6.0%. Over five years, AX leads with a +63.1% price change compared with +59.4% for HTB. Axos Financial is the larger company by market cap ($5.01 billion vs $761.4 million), about 6.6 times the size.

On valuation, Axos Financial trades at a lower forward P/E (8.2x vs 10.5x for HomeTrust Bancshares). HomeTrust Bancshares pays a dividend yielding 1.15%, while Axos Financial does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AX+5.99%HTB+15.79%
+31%+10%-11%
Oct 8, 20251 yearOct 8, 2026
AX+64.27%HTB+55.49%
+96%+26%-45%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AX versus HTB key metrics
MetricAXHTB
Share price$88.12$46.05
Market cap$5.01B$761.38M
1-day change-0.38%-0.82%
YTD return+2.67%+8.13%
1-year return+5.99%+15.79%
5-year return+63.12%+59.44%
P/E ratio (TTM)10.3912.09
Forward P/E8.1710.47
EPS (TTM)$8.48$3.81
Dividend yield0.00%1.15%
Annual dividend$0.00$0.53
Revenue (latest FY)$81.25M—
Revenue growth (YoY)+23.51%—
Net income (latest FY)$490.37M—
Net margin603.51%—
52-week high$105.74$52.50
52-week low$74.89$38.30
Distance from 52-week high-16.66%-12.29%
Analyst consensusstrong_buybuy
Avg. price target upside+33.58%+19.98%
Average volume347.16K192.26K
Shares outstanding56.86M16.53M
Employees2,191585
SectorFinanceFinance
IndustrySavings InstitutionsSavings Institutions

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Axos Financial is about 6.6 times larger than HomeTrust Bancshares by market value ($5.01B vs $761.38M).
  • HomeTrust Bancshares offers a meaningfully higher dividend yield (1.15% vs 0.00%).

About Axos Financial

AX stock →

Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business.

Finance · Savings Institutions · 2,191 employees

About HomeTrust Bancshares

HTB stock →

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States.

Finance · Savings Institutions · 585 employees

AX vs HTB FAQ

Which is bigger, Axos Financial or HomeTrust Bancshares?

Axos Financial (AX) is larger, with a market capitalization of $5.01B compared with $761.38M for HomeTrust Bancshares (HTB).

Which stock has performed better over the past year, AX or HTB?

HTB returned +15.79% over the past 12 months, compared with +5.99% for AX (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AX or HTB?

AX has the lower trailing P/E at 10.4, versus 12.1 for HTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Axos Financial or HomeTrust Bancshares?

HomeTrust Bancshares pays a dividend yielding 1.15%, while Axos Financial does not currently pay a regular dividend.

Are Axos Financial and HomeTrust Bancshares in the same industry?

Yes. Both are classified in the Savings Institutions industry within the Finance sector.

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