Eagle Financial Services (EFSI) vs Peoples Bancorp of North Carolina (PEBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Peoples Bancorp of North Carolina (PEBK) has outperformed Eagle Financial Services (EFSI) over the past year, gaining 44.1% versus a gain of 22.5%. Over five years, PEBK leads with a +54.9% price change compared with +35.3% for EFSI. Eagle Financial Services is the larger company by market cap ($246.7 million vs $233.0 million), about 1.1 times the size.
On valuation, Peoples Bancorp of North Carolina trades at a lower trailing P/E (12.1x vs 13.1x for Eagle Financial Services). Eagle Financial Services offers the higher dividend yield (2.72% vs 1.87%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSI | PEBK |
|---|---|---|
| Share price | $45.58 | $43.78 |
| Market cap | $246.66M | $232.97M |
| 1-day change | -0.39% | -0.57% |
| YTD return | +14.52% | +20.94% |
| 1-year return | +22.53% | +44.11% |
| 5-year return | +35.25% | +54.92% |
| P/E ratio (TTM) | 13.14 | 12.09 |
| Forward P/E | 13.57 | — |
| EPS (TTM) | $3.47 | $3.62 |
| Dividend yield | 2.72% | 1.87% |
| Annual dividend | $1.24 | $0.82 |
| 52-week high | $48.17 | $45.78 |
| 52-week low | $31.44 | $27.33 |
| Distance from 52-week high | -5.38% | -4.37% |
| Analyst consensus | hold | — |
| Avg. price target upside | -2.74% | — |
| Average volume | 52.22K | 32.16K |
| Shares outstanding | 5.41M | 5.32M |
| Employees | 259 | 268 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PEBK has outperformed EFSI by 21.6 percentage points over the past year.
About Eagle Financial Services
EFSI stock →Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.
Financial Services · Banks - Regional · 259 employees
About Peoples Bancorp of North Carolina
PEBK stock →Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States.
Financial Services · Banks - Regional · 268 employees
EFSI vs PEBK FAQ
Which is bigger, Eagle Financial Services or Peoples Bancorp of North Carolina?
Eagle Financial Services (EFSI) is larger, with a market capitalization of $246.66M compared with $232.97M for Peoples Bancorp of North Carolina (PEBK).
Which stock has performed better over the past year, EFSI or PEBK?
PEBK returned +44.11% over the past 12 months, compared with +22.53% for EFSI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSI or PEBK?
PEBK has the lower trailing P/E at 12.1, versus 13.1 for EFSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eagle Financial Services or Peoples Bancorp of North Carolina?
Eagle Financial Services has the higher yield at 2.72%, compared with 1.87% for Peoples Bancorp of North Carolina.
Are Eagle Financial Services and Peoples Bancorp of North Carolina in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.