Eagle Financial Services (EFSI) vs LCNB (LCNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
LCNB (LCNB) has outperformed Eagle Financial Services (EFSI) over the past year, gaining 28.8% versus a gain of 22.5%. Over five years, EFSI leads with a +35.3% price change compared with +7.4% for LCNB. LCNB is the larger company by market cap ($270.0 million vs $247.8 million), about 1.1 times the size.
On valuation, LCNB trades at a lower forward P/E (10.2x vs 13.6x for Eagle Financial Services). LCNB offers the higher dividend yield (4.65% vs 2.71%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSI | LCNB |
|---|---|---|
| Share price | $45.80 | $18.94 |
| Market cap | $247.82M | $269.99M |
| 1-day change | +0.47% | +1.28% |
| YTD return | +14.52% | +14.09% |
| 1-year return | +22.53% | +28.79% |
| 5-year return | +35.25% | +7.41% |
| P/E ratio (TTM) | 13.16 | 10.95 |
| Forward P/E | 13.63 | 10.24 |
| EPS (TTM) | $3.48 | $1.73 |
| Dividend yield | 2.71% | 4.65% |
| Annual dividend | $1.24 | $0.88 |
| 52-week high | $48.17 | $21.32 |
| 52-week low | $31.44 | $14.31 |
| Distance from 52-week high | -4.93% | -11.16% |
| Analyst consensus | hold | none |
| Avg. price target upside | -3.20% | +12.20% |
| Average volume | 51.75K | 38.35K |
| Shares outstanding | 5.41M | 14.25M |
| Employees | 259 | 328 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- LCNB offers a meaningfully higher dividend yield (4.65% vs 2.71%).
About Eagle Financial Services
EFSI stock →Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.
Finance · Major Banks · 259 employees
About LCNB
LCNB stock →LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States.
Finance · Major Banks · 328 employees
EFSI vs LCNB FAQ
Which is bigger, Eagle Financial Services or LCNB?
LCNB (LCNB) is larger, with a market capitalization of $269.99M compared with $247.82M for Eagle Financial Services (EFSI).
Which stock has performed better over the past year, EFSI or LCNB?
LCNB returned +28.79% over the past 12 months, compared with +22.53% for EFSI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSI or LCNB?
LCNB has the lower trailing P/E at 10.9, versus 13.2 for EFSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eagle Financial Services or LCNB?
LCNB has the higher yield at 4.65%, compared with 2.71% for Eagle Financial Services.
Are Eagle Financial Services and LCNB in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.