Eagle Financial Services (EFSI) vs OP Bancorp (OPBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Eagle Financial Services (EFSI) has outperformed OP Bancorp (OPBK) over the past year, gaining 22.5% versus a gain of 11.8%. Over five years, OPBK leads with a +45.6% price change compared with +35.3% for EFSI. Eagle Financial Services is the larger company by market cap ($248.9 million vs $226.3 million), about 1.1 times the size.
On valuation, OP Bancorp trades at a lower forward P/E (7.3x vs 13.7x for Eagle Financial Services). OP Bancorp offers the higher dividend yield (3.30% vs 2.70%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSI | OPBK |
|---|---|---|
| Share price | $45.99 | $15.16 |
| Market cap | $248.88M | $226.30M |
| 1-day change | +0.90% | +0.10% |
| YTD return | +14.52% | +7.22% |
| 1-year return | +22.53% | +11.82% |
| 5-year return | +35.25% | +45.58% |
| P/E ratio (TTM) | 13.22 | 7.81 |
| Forward P/E | 13.69 | 7.34 |
| EPS (TTM) | $3.48 | $1.94 |
| Dividend yield | 2.70% | 3.30% |
| Annual dividend | $1.24 | $0.50 |
| 52-week high | $48.17 | $16.83 |
| 52-week low | $31.44 | $12.41 |
| Distance from 52-week high | -4.53% | -9.95% |
| Analyst consensus | hold | buy |
| Avg. price target upside | -3.61% | +17.12% |
| Average volume | 51.75K | 48.37K |
| Shares outstanding | 5.41M | 14.93M |
| Employees | 259 | 249 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- EFSI has outperformed OPBK by 10.7 percentage points over the past year.
- Eagle Financial Services trades at a higher earnings multiple (13.2x vs 7.8x trailing P/E).
About Eagle Financial Services
EFSI stock →Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.
Finance · Major Banks · 259 employees
About OP Bancorp
OPBK stock →OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit.
Finance · Major Banks · 249 employees
EFSI vs OPBK FAQ
Which is bigger, Eagle Financial Services or OP Bancorp?
Eagle Financial Services (EFSI) is larger, with a market capitalization of $248.88M compared with $226.30M for OP Bancorp (OPBK).
Which stock has performed better over the past year, EFSI or OPBK?
EFSI returned +22.53% over the past 12 months, compared with +11.82% for OPBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSI or OPBK?
OPBK has the lower trailing P/E at 7.8, versus 13.2 for EFSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eagle Financial Services or OP Bancorp?
OP Bancorp has the higher yield at 3.30%, compared with 2.70% for Eagle Financial Services.
Are Eagle Financial Services and OP Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.