Finance of America Companies (FOA) vs Oportun Financial (OPRT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Oportun Financial (OPRT) has outperformed Finance of America Companies (FOA) over the past year, gaining 54.0% versus a loss of 41.0%. Over five years, OPRT leads with a -67.0% price change compared with -72.8% for FOA. Oportun Financial is the larger company by market cap ($383.1 million vs $224.5 million), about 1.7 times the size.
On valuation, Finance of America Companies trades at a lower forward P/E (2.5x vs 4.3x for Oportun Financial).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FOA | OPRT |
|---|---|---|
| Share price | $12.97 | $8.33 |
| Market cap | $224.47M | $383.07M |
| 1-day change | -0.15% | +0.12% |
| YTD return | -46.43% | +57.47% |
| 1-year return | -41.05% | +53.97% |
| 5-year return | -72.75% | -67.02% |
| P/E ratio (TTM) | — | 20.82 |
| Forward P/E | 2.54 | 4.27 |
| EPS (TTM) | $-2.11 | $0.40 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $29.79 | $8.66 |
| 52-week low | $12.15 | $4.03 |
| Distance from 52-week high | -56.46% | -3.81% |
| Analyst consensus | none | none |
| Avg. price target upside | +139.01% | +17.05% |
| Average volume | 62.24K | 541.98K |
| Shares outstanding | 9.22M | 45.99M |
| Employees | 782 | 2,405 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPRT has outperformed FOA by 95.0 percentage points over the past year.
About Finance of America Companies
FOA stock →Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States.
Financial Services · Credit Services · 782 employees
About Oportun Financial
OPRT stock →Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards.
Financial Services · Credit Services · 2,405 employees
FOA vs OPRT FAQ
Which is bigger, Finance of America Companies or Oportun Financial?
Oportun Financial (OPRT) is larger, with a market capitalization of $383.07M compared with $224.47M for Finance of America Companies (FOA).
Which stock has performed better over the past year, FOA or OPRT?
OPRT returned +53.97% over the past 12 months, compared with -41.05% for FOA (price return, excluding dividends). Past performance does not predict future results.
Are Finance of America Companies and Oportun Financial in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.