HCI Group (HCI) vs Selective Insurance Group (SIGI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Selective Insurance Group (SIGI) has outperformed HCI Group (HCI) over the past year, gaining 1.0% versus a loss of 1.2%. Over five years, HCI leads with a +55.8% price change compared with +8.3% for SIGI. Selective Insurance Group is the larger company by market cap ($5.02 billion vs $2.38 billion), about 2.1 times the size, while HCI Group is growing revenue faster (+20.1% vs +9.8%).
On valuation, HCI Group trades at a lower forward P/E (9.6x vs 9.6x for Selective Insurance Group). Selective Insurance Group offers the higher dividend yield (1.98% vs 0.83%). HCI Group converts more of its revenue into profit, with a net margin of 33.2% versus 8.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HCI | SIGI |
|---|---|---|
| Share price | $191.69 | $84.22 |
| Market cap | $2.38B | $5.02B |
| 1-day change | -0.34% | -1.07% |
| YTD return | +0.34% | +1.74% |
| 1-year return | -1.22% | +1.03% |
| 5-year return | +55.82% | +8.34% |
| P/E ratio (TTM) | 8.26 | 10.45 |
| Forward P/E | 9.58 | 9.58 |
| EPS (TTM) | $23.20 | $8.06 |
| Dividend yield | 0.83% | 1.98% |
| Annual dividend | $1.60 | $1.67 |
| Revenue (latest FY) | $900.95M | $5.34B |
| Revenue growth (YoY) | +20.12% | +9.78% |
| Net income (latest FY) | $299.00M | $466.41M |
| Net margin | 33.19% | 8.74% |
| 52-week high | $210.50 | $100.40 |
| 52-week low | $144.75 | $72.78 |
| Distance from 52-week high | -8.94% | -16.12% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +26.07% | +20.95% |
| Average volume | 160.60K | 477.57K |
| Shares outstanding | 12.44M | 59.57M |
| Employees | 594 | 2,800 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Selective Insurance Group is about 2.1 times larger than HCI Group by market value ($5.02B vs $2.38B).
- Selective Insurance Group trades at a higher earnings multiple (10.4x vs 8.3x trailing P/E).
- Selective Insurance Group offers a meaningfully higher dividend yield (1.98% vs 0.83%).
- HCI Group is more profitable, keeping 33.2 cents of every revenue dollar as net income versus 8.7 cents for Selective Insurance Group.
- HCI Group grew revenue faster in its latest fiscal year (+20.12% vs +9.78%).
About HCI Group
HCI stock →HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.
Finance · Property-Casualty Insurers · 594 employees
About Selective Insurance Group
SIGI stock →Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.
Finance · Property-Casualty Insurers · 2,800 employees
HCI vs SIGI FAQ
Which is bigger, HCI Group or Selective Insurance Group?
Selective Insurance Group (SIGI) is larger, with a market capitalization of $5.02B compared with $2.38B for HCI Group (HCI).
Which stock has performed better over the past year, HCI or SIGI?
SIGI returned +1.03% over the past 12 months, compared with -1.22% for HCI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HCI or SIGI?
HCI has the lower trailing P/E at 8.3, versus 10.4 for SIGI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HCI Group or Selective Insurance Group?
Selective Insurance Group has the higher yield at 1.98%, compared with 0.83% for HCI Group.
Are HCI Group and Selective Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.