Home Federal Bancorp of Louisiana (HFBL) vs Summit State Bank (SSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Home Federal Bancorp of Louisiana (HFBL) has outperformed Summit State Bank (SSBI) over the past year, gaining 69.2% versus a gain of 5.5%. Over five years, HFBL leads with a +30.6% price change compared with -25.6% for SSBI. Summit State Bank is the larger company by market cap ($85.7 million vs $73.2 million), about 1.2 times the size.
On valuation, Home Federal Bancorp of Louisiana trades at a lower trailing P/E (12.0x vs 38.4x for Summit State Bank). Home Federal Bancorp of Louisiana pays a dividend yielding 2.24%, while Summit State Bank does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HFBL | SSBI |
|---|---|---|
| Share price | $24.16 | $12.66 |
| Market cap | $73.22M | $85.67M |
| 1-day change | 0.00% | 0.00% |
| YTD return | +34.22% | +8.86% |
| 1-year return | +69.19% | +5.50% |
| 5-year return | +30.59% | -25.57% |
| P/E ratio (TTM) | 11.96 | 38.36 |
| EPS (TTM) | $2.02 | $0.33 |
| Dividend yield | 2.24% | 0.00% |
| Annual dividend | $0.54 | $0.00 |
| 52-week high | $28.00 | $14.00 |
| 52-week low | $14.00 | $10.35 |
| Distance from 52-week high | -13.71% | -9.57% |
| Average volume | 2.10K | 5.01K |
| Shares outstanding | 3.03M | 6.77M |
| Employees | 72 | 103 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HFBL has outperformed SSBI by 63.7 percentage points over the past year.
- Summit State Bank trades at a higher earnings multiple (38.4x vs 12.0x trailing P/E).
- Home Federal Bancorp of Louisiana offers a meaningfully higher dividend yield (2.24% vs 0.00%).
About Home Federal Bancorp of Louisiana
HFBL stock →Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana.
Financial Services · Banks - Regional · 72 employees
About Summit State Bank
SSBI stock →Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts.
Financial Services · Banks - Regional · 103 employees
HFBL vs SSBI FAQ
Which is bigger, Home Federal Bancorp of Louisiana or Summit State Bank?
Summit State Bank (SSBI) is larger, with a market capitalization of $85.67M compared with $73.22M for Home Federal Bancorp of Louisiana (HFBL).
Which stock has performed better over the past year, HFBL or SSBI?
HFBL returned +69.19% over the past 12 months, compared with +5.50% for SSBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HFBL or SSBI?
HFBL has the lower trailing P/E at 12.0, versus 38.4 for SSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Home Federal Bancorp of Louisiana or Summit State Bank?
Home Federal Bancorp of Louisiana pays a dividend yielding 2.24%, while Summit State Bank does not currently pay a regular dividend.
Are Home Federal Bancorp of Louisiana and Summit State Bank in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.