Upstart Balance Sheet
NASDAQ: UPSTFinanceFinance: Consumer ServicesUSD
24.10-0.09 (-0.37%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Upstart financial position
At the end of fiscal 2025, Upstart reported total assets of $2.97 billion, up 25.7% from a year earlier against total liabilities of $2.18 billion. Shareholders' equity stood at $798.8 million, or 26.9% of assets. The company held $652.4 million in cash and equivalents.
Summary generated from market data by MetaCap's automated system. Methodology
Upstart balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 652.39M | 788.42M | 368.40M | 422.41M | 986.61M | 250.82M | 80.07M |
| Property, Plant & Equipment | 44.17M | 39.01M | 42.66M | 44.17M | 24.26M | 10.03M | — |
| Goodwill | 67.06M | 67.06M | 67.06M | 67.06M | 67.06M | 0 | — |
| Intangible Assets | 8.29M | 9.43M | 11.36M | 15.63M | 19.91M | 0 | — |
| Total Assets | 2.97B | 2.37B | 2.02B | 1.94B | 1.82B | 477.25M | — |
| Total Liabilities | 2.18B | 1.73B | 1.38B | 1.26B | 1.01B | 177.00M | — |
| Shareholders' Equity | 798.82M | 633.22M | 635.30M | 672.43M | 807.08M | 300.25M | -61.69M |
| Retained Earnings | -357.56M | -411.16M | -282.58M | -42.44M | 66.22M | -69.22M | — |
| Net Cash (Debt) | 652.39M | 788.42M | 368.40M | 422.41M | 986.61M | 250.82M | 80.07M |
| Shares Outstanding | 98.03M | 93.47M | 86.33M | 81.26M | 83.66M | 73.31M | — |
This table shows 7 annual periods of Upstart's balance sheet, from FY 2025 back to FY 2019, across 10 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow UPST's reporting calendar. What is a balance sheet?