Upstart Quarterly Balance Sheet
NASDAQ: UPSTFinanceFinance: Consumer ServicesUSD
24.10-0.09 (-0.37%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Upstart financial position
As of Jun 30, 2026, Upstart reported total assets of $3.17 billion, up 28.0% from a year earlier against total liabilities of $2.37 billion. Shareholders' equity stood at $797.5 million, or 25.1% of assets. The company held $456.0 million in cash and equivalents.
Summary generated from market data by MetaCap's automated system. Methodology
Upstart balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 455.96M | 472.93M | 652.39M | 489.78M | 395.94M | 599.78M | 788.42M | 445.27M | 374.79M | 300.53M | 368.40M | 516.58M |
| Property, Plant & Equipment | 49.42M | 48.00M | 44.17M | 44.26M | 43.94M | 42.41M | 39.01M | 38.33M | 39.73M | 40.55M | 42.66M | 48.01M |
| Goodwill | 67.06M | 67.06M | 67.06M | 67.06M | 67.06M | 67.06M | 67.06M | 67.10M | 67.10M | 67.10M | 67.06M | 67.06M |
| Intangible Assets | 7.72M | 8.00M | 8.29M | 8.57M | 8.86M | 9.14M | 9.43M | 9.72M | 10.00M | 10.29M | 11.36M | 12.43M |
| Total Assets | 3.17B | 2.96B | 2.97B | 2.90B | 2.48B | 2.30B | 2.37B | 1.81B | 1.82B | 1.93B | 2.02B | 2.00B |
| Total Liabilities | 2.37B | 2.23B | 2.18B | 2.16B | 1.76B | 1.62B | 1.73B | 1.21B | 1.23B | 1.31B | 1.38B | 1.36B |
| Shareholders' Equity | 797.49M | 733.17M | 798.82M | 743.72M | 722.01M | 676.64M | 633.22M | 595.54M | 594.71M | 612.80M | 635.30M | 640.76M |
| Retained Earnings | -347.66M | -364.20M | -357.56M | -376.19M | -408.00M | -413.60M | -411.16M | -408.40M | -401.64M | -347.17M | -282.58M | -240.18M |
| Net Cash (Debt) | 455.96M | 472.93M | 652.39M | 489.78M | 395.94M | 599.78M | 788.42M | 445.27M | 374.79M | 300.53M | 368.40M | 516.58M |
| Shares Outstanding | 97.31M | 95.71M | 98.03M | 97.28M | 96.09M | 95.07M | 93.47M | 91.00M | 89.08M | 87.81M | 86.33M | 85.02M |
This table shows 12 quarterly periods of Upstart's balance sheet, from Q2 2026 back to Q3 2023, across 10 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow UPST's reporting calendar. What is a balance sheet?