HomeTrust Bancshares (HTB) vs TFS Financial (TFSL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TFS Financial (TFSL) has outperformed HomeTrust Bancshares (HTB) over the past year, gaining 18.8% versus a gain of 15.8%. Over five years, HTB leads with a +58.4% price change compared with -19.9% for TFSL. TFS Financial is the larger company by market cap ($4.54 billion vs $767.7 million), about 5.9 times the size.
On valuation, HomeTrust Bancshares trades at a lower forward P/E (10.6x vs 41.5x for TFS Financial). TFS Financial offers the higher dividend yield (6.98% vs 1.14%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTB | TFSL |
|---|---|---|
| Share price | $46.43 | $16.19 |
| Market cap | $767.66M | $4.54B |
| 1-day change | +0.65% | +0.43% |
| YTD return | +8.13% | +20.48% |
| 1-year return | +15.79% | +18.79% |
| 5-year return | +58.41% | -19.88% |
| P/E ratio (TTM) | 12.19 | 44.97 |
| Forward P/E | 10.55 | 41.51 |
| EPS (TTM) | $3.81 | $0.36 |
| Dividend yield | 1.14% | 6.98% |
| Annual dividend | $0.53 | $1.13 |
| Revenue (latest FY) | — | $321.47M |
| Revenue growth (YoY) | — | +6.04% |
| Net income (latest FY) | — | $90.96M |
| Net margin | — | 28.29% |
| 52-week high | $52.50 | $19.49 |
| 52-week low | $38.30 | $12.54 |
| Distance from 52-week high | -11.56% | -16.93% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +19.00% | +12.72% |
| Average volume | 193.70K | 832.33K |
| Shares outstanding | 16.53M | 280.44M |
| Employees | 585 | 958 |
| Sector | Financial Services | Finance |
| Industry | Banks - Regional | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TFS Financial is about 5.9 times larger than HomeTrust Bancshares by market value ($4.54B vs $767.66M).
- TFS Financial trades at a higher earnings multiple (45.0x vs 12.2x trailing P/E).
- TFS Financial offers a meaningfully higher dividend yield (6.98% vs 1.14%).
- The two companies sit in different sectors: HomeTrust Bancshares in Financial Services and TFS Financial in Finance.
About HomeTrust Bancshares
HTB stock →HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States.
Financial Services · Banks - Regional · 585 employees
About TFS Financial
TFSL stock →TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit.
Finance · Savings Institutions · 958 employees
HTB vs TFSL FAQ
Which is bigger, HomeTrust Bancshares or TFS Financial?
TFS Financial (TFSL) is larger, with a market capitalization of $4.54B compared with $767.66M for HomeTrust Bancshares (HTB).
Which stock has performed better over the past year, HTB or TFSL?
TFSL returned +18.79% over the past 12 months, compared with +15.79% for HTB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTB or TFSL?
HTB has the lower trailing P/E at 12.2, versus 45.0 for TFSL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HomeTrust Bancshares or TFS Financial?
TFS Financial has the higher yield at 6.98%, compared with 1.14% for HomeTrust Bancshares.
Are HomeTrust Bancshares and TFS Financial in the same industry?
No. HomeTrust Bancshares is in the Financial Services sector, while TFS Financial is in Finance.