Selective Insurance Group (SIGI) vs United Fire Group (UFCS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
United Fire Group (UFCS) has outperformed Selective Insurance Group (SIGI) over the past year, gaining 81.5% versus a gain of 1.0%. Over five years, UFCS leads with a +156.2% price change compared with +8.3% for SIGI. Selective Insurance Group is the larger company by market cap ($5.07 billion vs $1.45 billion), about 3.5 times the size, while United Fire Group is growing revenue faster (+10.6% vs +9.8%).
On valuation, Selective Insurance Group trades at a lower forward P/E (9.7x vs 11.7x for United Fire Group). Selective Insurance Group offers the higher dividend yield (1.96% vs 1.28%). Selective Insurance Group converts more of its revenue into profit, with a net margin of 8.7% versus 8.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SIGI | UFCS |
|---|---|---|
| Share price | $85.13 | $56.40 |
| Market cap | $5.07B | $1.45B |
| 1-day change | +1.57% | +2.45% |
| YTD return | +1.74% | +55.16% |
| 1-year return | +1.03% | +81.47% |
| 5-year return | +8.34% | +156.25% |
| P/E ratio (TTM) | 10.56 | 10.46 |
| Forward P/E | 9.68 | 11.65 |
| EPS (TTM) | $8.06 | $5.39 |
| Dividend yield | 1.96% | 1.28% |
| Annual dividend | $1.67 | $0.72 |
| Revenue (latest FY) | $5.34B | $1.39B |
| Revenue growth (YoY) | +9.78% | +10.62% |
| Net income (latest FY) | $466.41M | $118.19M |
| Net margin | 8.74% | 8.52% |
| 52-week high | $100.40 | $56.74 |
| 52-week low | $72.78 | $29.85 |
| Distance from 52-week high | -15.21% | -0.60% |
| Analyst consensus | hold | none |
| Avg. price target upside | +19.65% | +3.72% |
| Average volume | 477.57K | 150.41K |
| Shares outstanding | 59.57M | 25.71M |
| Employees | 2,800 | 846 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Selective Insurance Group is about 3.5 times larger than United Fire Group by market value ($5.07B vs $1.45B).
- UFCS has outperformed SIGI by 80.4 percentage points over the past year.
About Selective Insurance Group
SIGI stock →Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.
Finance · Property-Casualty Insurers · 2,800 employees
About United Fire Group
UFCS stock →United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing.
Finance · Property-Casualty Insurers · 846 employees
SIGI vs UFCS FAQ
Which is bigger, Selective Insurance Group or United Fire Group?
Selective Insurance Group (SIGI) is larger, with a market capitalization of $5.07B compared with $1.45B for United Fire Group (UFCS).
Which stock has performed better over the past year, SIGI or UFCS?
UFCS returned +81.47% over the past 12 months, compared with +1.03% for SIGI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SIGI or UFCS?
UFCS has the lower trailing P/E at 10.5, versus 10.6 for SIGI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Selective Insurance Group or United Fire Group?
Selective Insurance Group has the higher yield at 1.96%, compared with 1.28% for United Fire Group.
Are Selective Insurance Group and United Fire Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.