SoFi Technologies (SOFI) Options Chain

NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD

15.80+0.19 (+1.22%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Dec 17, 2027
Days to expiration: 432
Share price: $15.80
Put/call ratio (OI): 0.78
Put/call ratio (volume): 0.31
ATM implied volatility: 55.5%
Expected move: ±$9.53
Open interest (C / P): 162.44K / 126.34K

SOFI options summary

The SOFI options chain for the December 17, 2027 expiration lists 19 call and 19 put contracts, with 432 days until expiration. Open interest stands at 162,436 calls and 126,344 puts, a put/call ratio of 0.78, which is fairly balanced between calls and puts. At-the-money implied volatility near the $15.00 strike is 55.5%, which implies the market expects a move of about ±$9.53 (60.3%) in SoFi Technologies stock by expiration.

The most open interest sits at the $20.00 call (21.90K contracts) and the $20.00 put (42.09K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SOFI options chain · December 17, 2027

SOFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
15,466	2	110.0%	13.05	12.85	13.30	3.00	0.02	0.06	0.03	75.0%	4	13,728
550	1	89.9%	11.05	11.10	11.45	5.00	0.06	0.18	0.12	63.9%	4	2,502
506	6	72.9%	8.70	8.55	8.90	8.00	0.40	0.49	0.43	56.1%	2	13,250
3,316	21	68.7%	7.27	7.20	7.40	10.00	0.80	0.87	0.86	52.3%	8	8,424
2,169	46	63.6%	5.45	5.40	5.50	13.00	1.84	1.88	1.88	50.0%	3	6,288
10,396	202	61.9%	4.55	4.40	4.55	15.00	2.74	2.86	2.80	49.1%	100	19,658
SOFI $15.80
10,814	44	60.4%	3.60	3.55	3.75	17.00	3.85	4.00	4.01	47.8%	1	6,564
21,900	526	60.1%	2.73	2.73	2.82	20.00	5.90	6.05	5.97	46.5%	8	42,086
4,921	21	59.9%	2.32	2.28	2.35	22.00	7.40	7.65	7.53	46.8%	12	6,447
16,174	49	60.3%	1.75	1.74	1.88	25.00	9.85	10.05	9.99	44.1%	13	3,893
4,817	2	60.1%	1.47	1.45	1.60	27.00	11.65	11.80	11.75	43.1%	4	1,134
12,927	59	59.9%	1.18	1.15	1.21	30.00	14.30	14.60	14.30	43.3%	4	1,582
4,050	6	58.9%	1.01	0.84	1.08	32.00	16.25	16.75	16.50	50.1%	50	440
6,748	63	60.7%	0.84	0.62	1.05	35.00	19.10	19.45	19.55	45.2%	128	202
1,738	20	60.7%	0.71	0.67	0.77	37.00	21.10	21.80	21.56	57.9%	1	86
14,045	37	62.2%	0.62	0.62	0.66	40.00	23.40	25.00	23.60	66.1%	24	0
1,442	5	64.7%	0.67	0.52	0.79	42.00	23.25	23.95	24.45	—	25	31
16,504	67	63.7%	0.48	0.46	0.56	45.00	28.80	29.50	26.52	57.1%	5	0
13,953	112	64.0%	0.44	0.43	0.49	47.00	28.00	29.65	28.70	—	3	29

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SOFI put/call ratio?

For the December 17, 2027 expiration, the SOFI put/call ratio based on open interest is 0.78 (126,344 puts vs 162,436 calls), and 0.31 based on today's volume. A ratio above 1 means more puts than calls.

What is SOFI's implied volatility?

At-the-money implied volatility for SOFI options expiring December 17, 2027 is about 55.5%, an annualized estimate of how much the market expects SoFi Technologies stock to move.

How many SOFI option expiration dates are there?

SOFI has 17 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.