SoFi Technologies (SOFI) Options Chain

NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD

15.80+0.19 (+1.22%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Jan 21, 2028
Days to expiration: 468
Share price: $15.80
Put/call ratio (OI): 0.37
Put/call ratio (volume): 0.13
ATM implied volatility: 55.2%
Expected move: ±$9.88
Open interest (C / P): 230.53K / 85.61K

SOFI options summary

The SOFI options chain for the January 21, 2028 expiration lists 19 call and 19 put contracts, with 468 days until expiration. Open interest stands at 230,528 calls and 85,611 puts, a put/call ratio of 0.37, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $15.00 strike is 55.2%, which implies the market expects a move of about ±$9.88 (62.5%) in SoFi Technologies stock by expiration.

The most open interest sits at the $15.00 call (33.15K contracts) and the $15.00 put (29.24K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SOFI options chain · January 21, 2028

SOFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
885	2	117.4%	12.67	12.95	13.45	3.00	0.03	0.07	0.06	74.2%	2	828
1,004	1	77.4%	10.89	10.75	11.50	5.00	0.12	0.18	0.12	64.3%	2	2,069
2,354	44	73.8%	8.80	8.75	8.95	8.00	0.46	0.53	0.49	55.8%	50	4,798
6,052	151	69.4%	7.38	7.35	7.55	10.00	0.90	0.93	0.91	52.3%	9	5,004
5,280	115	63.7%	5.60	5.55	5.65	13.00	1.82	1.97	1.93	49.6%	185	3,607
33,152	583	62.1%	4.63	4.60	4.70	15.00	2.82	2.94	2.83	48.4%	175	29,243
SOFI $15.80
12,996	585	60.3%	3.50	3.45	3.55	18.00	4.65	4.75	4.70	47.0%	40	10,458
33,071	170	59.7%	2.94	2.87	2.96	20.00	6.00	6.20	6.20	46.9%	4	6,763
4,759	127	60.3%	2.26	2.23	2.40	23.00	8.30	8.45	8.38	44.5%	4	3,570
17,798	353	59.7%	1.95	1.90	1.96	25.00	9.95	10.10	10.07	43.3%	48	8,903
4,984	29	60.0%	1.66	1.60	1.73	27.00	11.70	11.90	11.70	43.5%	8	1,231
31,442	415	60.1%	1.33	1.31	1.35	30.00	14.40	14.65	14.60	42.9%	5	8,544
8,039	788	60.2%	1.17	1.12	1.19	32.00	15.45	16.50	16.70	41.5%	1	266
15,159	77	60.8%	0.96	0.93	0.99	35.00	19.10	19.40	19.60	41.6%	5	296
8,024	21	61.0%	0.85	0.64	1.05	37.00	21.05	21.40	21.12	43.6%	2	31
16,895	220	61.8%	0.71	0.71	0.74	40.00	23.35	25.05	24.15	64.6%	1	0
10,844	727	62.6%	0.66	0.52	0.83	42.00	25.35	26.55	26.07	54.0%	1	0
4,809	3	62.5%	0.55	0.50	0.61	45.00	28.35	29.70	28.22	61.1%	11	0
12,981	25	62.2%	0.50	0.43	0.54	47.00	30.35	32.00	30.26	70.3%	6	0

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SOFI put/call ratio?

For the January 21, 2028 expiration, the SOFI put/call ratio based on open interest is 0.37 (85,611 puts vs 230,528 calls), and 0.13 based on today's volume. A ratio above 1 means more puts than calls.

What is SOFI's implied volatility?

At-the-money implied volatility for SOFI options expiring January 21, 2028 is about 55.2%, an annualized estimate of how much the market expects SoFi Technologies stock to move.

How many SOFI option expiration dates are there?

SOFI has 17 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.