SoFi Technologies (SOFI) Options Chain

NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD

15.80+0.19 (+1.22%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Nov 20, 2026
Days to expiration: 40
Share price: $15.80
Put/call ratio (OI): 0.83
Put/call ratio (volume): 0.09
ATM implied volatility: 52.9%
Expected move: ±$2.77
Open interest (C / P): 205.92K / 171.28K

SOFI options summary

The SOFI options chain for the November 20, 2026 expiration lists 36 call and 35 put contracts, with 40 days until expiration. Open interest stands at 205,924 calls and 171,279 puts, a put/call ratio of 0.83, which is fairly balanced between calls and puts. At-the-money implied volatility near the $16.00 strike is 52.9%, which implies the market expects a move of about ±$2.77 (17.5%) in SoFi Technologies stock by expiration.

The most open interest sits at the $20.00 call (41.73K contracts) and the $13.00 put (66.46K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SOFI options chain · November 20, 2026

SOFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
1,639	6	498.4%	14.58	14.55	14.90	1.00	0.00	0.02	0.01	343.8%	2	11
427	6	287.5%	13.63	13.55	14.10	2.00	0.00	0.05	0.01	287.5%	2	2
57	18	361.7%	15.35	12.55	13.60	3.00	—	—	—	—	—	—
0	30	—	13.90	0.00	0.00	4.00	0.00	0.01	0.02	156.3%	—	186
5	1	219.9%	11.20	10.10	10.95	5.00	0.00	0.01	0.04	131.3%	45	246
147	26	211.7%	9.50	9.10	10.05	6.00	0.00	0.02	0.01	121.9%	2	55
110	4	147.7%	9.80	8.60	8.90	7.00	0.01	0.02	0.01	109.4%	510	10,254
12	1	137.9%	7.85	7.60	7.95	8.00	0.01	0.02	0.02	92.2%	1	3,517
194	1	50.0%	6.50	6.65	6.95	9.00	0.01	0.03	0.02	80.5%	1	415
92	29	89.8%	5.83	5.85	5.95	10.00	0.02	0.04	0.03	71.1%	3,186	2,568
182	20	74.2%	4.60	4.85	4.95	11.00	0.05	0.06	0.06	65.2%	108	4,542
324	56	66.2%	3.95	3.90	4.00	12.00	0.09	0.10	0.10	58.8%	411	2,737
346	46	64.7%	2.98	3.05	3.15	13.00	0.19	0.20	0.19	55.6%	2,822	66,461
1,281	232	58.8%	2.25	2.24	2.30	14.00	0.37	0.39	0.37	53.1%	1,365	11,497
4,601	751	56.5%	1.57	1.57	1.61	15.00	0.68	0.71	0.70	51.6%	1,331	18,366
SOFI $15.80
15,271	14,896	55.0%	1.04	1.04	1.07	16.00	1.16	1.18	1.17	50.9%	372	16,118
20,838	6,848	54.8%	0.68	0.67	0.69	17.00	1.77	1.82	1.79	50.5%	183	16,817
17,272	1,433	55.0%	0.42	0.42	0.43	18.00	2.51	2.57	2.54	51.7%	175	7,773
12,771	2,109	56.5%	0.27	0.27	0.28	19.00	3.35	3.45	3.41	50.8%	97	3,024
41,731	731	57.4%	0.17	0.17	0.18	20.00	4.25	4.35	4.31	55.1%	54	2,076
6,686	1,841	59.0%	0.11	0.11	0.12	21.00	5.20	5.30	5.21	57.2%	45	1,492
18,386	108	61.7%	0.08	0.08	0.09	22.00	6.15	6.25	6.31	55.9%	8	1,880
7,600	173	64.7%	0.07	0.06	0.07	23.00	7.15	7.25	7.23	61.7%	6	736
4,729	188	68.4%	0.05	0.05	0.06	24.00	8.15	8.45	8.30	76.4%	28	344
13,081	111	71.1%	0.05	0.04	0.05	25.00	8.95	9.25	9.26	72.3%	14	0
6,925	4,212	73.0%	0.03	0.03	0.04	26.00	10.15	10.45	10.22	87.3%	2	0
3,158	14,760	73.4%	0.03	0.02	0.03	27.00	10.95	11.45	10.95	50.0%	3	0
4,892	15,162	78.1%	0.02	0.02	0.03	28.00	12.10	12.45	11.81	92.2%	1	0
2,871	14,542	82.0%	0.02	0.02	0.03	29.00	13.10	13.45	12.15	96.5%	1	0
9,536	11,976	85.9%	0.02	0.02	0.03	30.00	13.95	14.45	11.33	50.0%	10	0
1,640	13,556	89.1%	0.03	0.02	0.03	31.00	12.70	12.90	12.45	—	90	0
2,137	12,289	87.5%	0.01	0.01	0.02	32.00	13.05	15.40	15.70	—	—	1
1,801	4,000	90.6%	0.01	0.01	0.02	33.00	16.95	17.45	14.69	50.0%	1	0
1,944	1,820	93.8%	0.02	0.01	0.02	34.00	13.65	17.55	16.15	—	45	0
1,860	187	96.9%	0.01	0.01	0.02	35.00	15.00	16.30	17.27	—	—	2
1,378	5	98.4%	0.02	0.01	0.02	36.00	18.30	20.30	18.75	128.5%	1	159

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SOFI put/call ratio?

For the November 20, 2026 expiration, the SOFI put/call ratio based on open interest is 0.83 (171,279 puts vs 205,924 calls), and 0.09 based on today's volume. A ratio above 1 means more puts than calls.

What is SOFI's implied volatility?

At-the-money implied volatility for SOFI options expiring November 20, 2026 is about 52.9%, an annualized estimate of how much the market expects SoFi Technologies stock to move.

How many SOFI option expiration dates are there?

SOFI has 17 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.