SoFi Technologies (SOFI) Options Chain

NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD

15.80+0.19 (+1.22%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Oct 23, 2026
Days to expiration: 12
Share price: $15.80
Put/call ratio (OI): 0.69
Put/call ratio (volume): 0.45
ATM implied volatility: 40.8%
Expected move: ±$1.17
Open interest (C / P): 67.29K / 46.35K

SOFI options summary

The SOFI options chain for the October 23, 2026 expiration lists 28 call and 26 put contracts, with 12 days until expiration. Open interest stands at 67,293 calls and 46,352 puts, a put/call ratio of 0.69, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $16.00 strike is 40.8%, which implies the market expects a move of about ±$1.17 (7.4%) in SoFi Technologies stock by expiration.

The most open interest sits at the $17.00 call (11.85K contracts) and the $16.00 put (8.91K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SOFI options chain · October 23, 2026

SOFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
106	206	50.0%	5.85	5.70	5.90	10.00	0.00	0.03	0.01	112.5%	1	66
84	148	50.0%	5.00	4.70	4.90	11.00	0.00	0.02	0.01	87.5%	2	1,586
203	41	78.1%	3.40	3.75	3.90	12.00	0.00	0.02	0.01	68.8%	7	118
101	2	66.0%	2.75	2.75	2.94	13.00	0.01	0.03	0.02	56.3%	2	167
119	5	60.5%	2.23	2.26	2.47	13.50	0.02	0.03	0.02	50.8%	303	562
137	467	61.1%	1.80	1.80	1.93	14.00	0.04	0.05	0.06	46.5%	658	2,521
581	79	53.7%	1.35	1.39	1.47	14.50	0.09	0.10	0.10	44.3%	768	6,974
638	174	48.4%	1.00	0.98	1.05	15.00	0.17	0.18	0.17	41.2%	1,947	7,425
1,565	1,220	44.7%	0.68	0.64	0.69	15.50	0.32	0.33	0.32	39.5%	2,196	7,179
SOFI $15.80
5,980	2,534	42.1%	0.40	0.40	0.41	16.00	0.56	0.58	0.55	39.5%	1,296	8,910
4,605	1,672	41.6%	0.22	0.22	0.23	16.50	0.86	0.92	0.90	40.6%	305	4,121
11,854	3,387	42.6%	0.12	0.12	0.13	17.00	1.27	1.33	1.27	42.6%	60	3,281
6,586	899	45.3%	0.07	0.07	0.08	17.50	1.68	1.86	1.77	56.6%	59	1,096
6,403	5,059	47.7%	0.05	0.04	0.05	18.00	2.18	2.29	2.25	55.5%	53	680
3,731	306	50.8%	0.04	0.03	0.04	18.50	2.66	2.78	2.77	61.7%	5	294
5,710	215	53.9%	0.02	0.02	0.03	19.00	3.10	3.30	3.25	73.0%	11	1,264
1,453	39	60.2%	0.03	0.02	0.03	19.50	3.55	3.80	3.90	80.5%	10	6
4,085	186	60.9%	0.02	0.01	0.02	20.00	4.05	4.30	4.22	87.5%	34	95
1,474	101	65.6%	0.02	0.01	0.02	20.50	4.60	4.80	4.77	93.8%	1	7
1,114	58	71.1%	0.02	0.01	0.02	21.00	5.10	5.30	5.57	50.0%	5	0
929	21	76.6%	0.02	0.01	0.02	21.50	5.60	5.80	5.66	50.0%	2	0
1,378	314	68.8%	0.01	0.00	0.01	22.00	6.10	6.30	6.25	50.0%	15	0
1,746	20	85.9%	0.01	0.00	0.03	22.50	—	—	—	—	—	—
2,050	129	84.4%	0.01	0.00	0.02	23.00	7.10	7.30	6.30	50.0%	5	0
757	10	108.6%	0.01	0.00	0.08	23.50	—	—	—	—	—	—
923	6	87.5%	0.01	0.00	0.01	24.00	8.10	8.30	6.92	50.0%	78	0
820	1	121.9%	0.01	0.00	0.08	25.00	9.10	9.30	8.00	50.0%	1	0
2,161	1	134.4%	0.01	0.00	0.02	30.00	14.05	14.35	12.95	50.0%	—	0

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SOFI put/call ratio?

For the October 23, 2026 expiration, the SOFI put/call ratio based on open interest is 0.69 (46,352 puts vs 67,293 calls), and 0.45 based on today's volume. A ratio above 1 means more puts than calls.

What is SOFI's implied volatility?

At-the-money implied volatility for SOFI options expiring October 23, 2026 is about 40.8%, an annualized estimate of how much the market expects SoFi Technologies stock to move.

How many SOFI option expiration dates are there?

SOFI has 17 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.