SoFi Technologies (SOFI) Options Chain

NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD

15.80+0.19 (+1.22%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Jan 19, 2029
Days to expiration: 831
Share price: $15.80
Put/call ratio (OI): 0.59
Put/call ratio (volume): 0.18
ATM implied volatility: 54.8%
Expected move: ±$13.06
Open interest (C / P): 18.52K / 10.97K

SOFI options summary

The SOFI options chain for the January 19, 2029 expiration lists 13 call and 13 put contracts, with 831 days until expiration. Open interest stands at 18,525 calls and 10,968 puts, a put/call ratio of 0.59, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $15.00 strike is 54.8%, which implies the market expects a move of about ±$13.06 (82.7%) in SoFi Technologies stock by expiration.

The most open interest sits at the $17.00 call (2.63K contracts) and the $15.00 put (2.32K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SOFI options chain · January 19, 2029

SOFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
141	5	98.9%	13.75	13.10	13.65	3.00	0.08	0.35	0.12	74.6%	20	40
147	10	84.4%	11.65	11.70	11.90	5.00	0.28	0.33	0.31	57.1%	40	196
757	34	73.6%	9.72	9.60	9.80	8.00	0.89	0.96	0.89	52.6%	3	46
1,809	20	69.6%	8.50	8.40	8.60	10.00	1.42	1.52	1.49	49.9%	43	2,267
1,238	49	65.4%	6.90	6.85	7.05	13.00	2.70	2.75	2.72	47.2%	32	1,462
2,468	128	64.0%	6.14	6.05	6.20	15.00	3.70	3.75	3.74	45.5%	53	2,322
SOFI $15.80
2,632	154	63.1%	5.40	5.35	5.50	17.00	4.85	4.95	4.90	44.6%	6	1,920
1,913	267	62.1%	4.55	4.50	4.60	20.00	6.85	7.00	6.90	43.6%	1	1,335
1,167	63	62.3%	4.03	4.05	4.20	22.00	8.30	8.65	8.55	44.7%	10	231
1,932	234	61.6%	3.45	3.40	3.60	25.00	10.60	10.90	10.75	42.3%	1	175
823	6	61.0%	3.11	3.05	3.20	27.00	12.25	12.45	12.29	40.1%	40	93
1,411	489	61.3%	2.68	2.67	2.82	30.00	14.85	15.00	14.88	38.0%	12	386
2,087	446	61.3%	2.18	2.15	2.27	35.00	19.35	19.50	19.58	34.0%	90	495

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SOFI put/call ratio?

For the January 19, 2029 expiration, the SOFI put/call ratio based on open interest is 0.59 (10,968 puts vs 18,525 calls), and 0.18 based on today's volume. A ratio above 1 means more puts than calls.

What is SOFI's implied volatility?

At-the-money implied volatility for SOFI options expiring January 19, 2029 is about 54.8%, an annualized estimate of how much the market expects SoFi Technologies stock to move.

How many SOFI option expiration dates are there?

SOFI has 17 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.