SoFi Technologies (SOFI) Options Chain

NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD

15.80+0.19 (+1.22%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Oct 30, 2026
Days to expiration: 19
Share price: $15.80
Put/call ratio (OI): 0.66
Put/call ratio (volume): 0.39
ATM implied volatility: 59.2%
Expected move: ±$2.14
Open interest (C / P): 94.48K / 62.75K

SOFI options summary

The SOFI options chain for the October 30, 2026 expiration lists 28 call and 28 put contracts, with 19 days until expiration. Open interest stands at 94,484 calls and 62,747 puts, a put/call ratio of 0.66, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $16.00 strike is 59.2%, which implies the market expects a move of about ±$2.14 (13.5%) in SoFi Technologies stock by expiration.

The most open interest sits at the $16.00 call (15.49K contracts) and the $15.00 put (17.31K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SOFI options chain · October 30, 2026

SOFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
170	1	127.3%	5.87	5.60	5.90	10.00	0.01	0.02	0.02	90.6%	11	258
129	100	90.6%	4.48	4.80	4.90	11.00	0.01	0.03	0.03	77.3%	5	131
79	7	84.0%	3.77	3.85	3.95	12.00	0.03	0.05	0.04	68.8%	10	370
1	40	74.2%	3.35	3.35	3.45	12.50	0.06	0.07	0.05	66.8%	2	268
253	48	70.9%	2.91	2.91	2.97	13.00	0.09	0.10	0.10	63.7%	151	749
43	17	67.6%	2.13	2.47	2.52	13.50	0.14	0.16	0.14	62.1%	206	1,759
944	300	65.6%	2.07	2.05	2.11	14.00	0.23	0.24	0.24	61.1%	596	5,103
533	112	63.7%	1.70	1.67	1.72	14.50	0.34	0.36	0.36	59.9%	539	4,529
2,920	68	62.5%	1.34	1.33	1.38	15.00	0.50	0.51	0.50	58.8%	2,247	17,309
4,343	225	61.4%	1.07	1.04	1.07	15.50	0.71	0.72	0.71	58.7%	1,232	9,635
SOFI $15.80
15,489	5,867	60.7%	0.80	0.80	0.81	16.00	0.95	0.97	0.96	57.7%	756	10,266
6,546	2,400	60.5%	0.60	0.59	0.62	16.50	1.23	1.28	1.24	57.0%	251	4,847
10,095	2,285	60.4%	0.42	0.44	0.45	17.00	1.57	1.62	1.61	56.6%	106	3,599
9,106	1,047	60.2%	0.32	0.31	0.33	17.50	1.95	2.00	1.99	56.3%	6	1,366
12,295	2,196	60.9%	0.23	0.23	0.24	18.00	2.37	2.41	2.38	56.5%	250	1,417
6,383	754	60.9%	0.17	0.16	0.17	18.50	2.79	2.85	2.82	55.5%	16	303
7,463	369	62.5%	0.12	0.12	0.13	19.00	3.25	3.35	3.26	59.0%	39	390
2,337	204	63.3%	0.09	0.08	0.10	19.50	3.70	3.80	3.92	55.5%	10	138
6,465	452	63.7%	0.07	0.06	0.07	20.00	4.20	4.30	4.25	60.5%	29	203
1,057	15	66.4%	0.05	0.05	0.06	20.50	4.65	4.75	4.82	65.6%	1	6
2,335	34	68.8%	0.04	0.04	0.05	21.00	5.15	5.25	5.24	70.3%	28	93
224	2	69.9%	0.04	0.03	0.04	21.50	5.45	6.45	4.75	108.0%	5	5
1,283	2	70.3%	0.03	0.02	0.03	22.00	6.15	6.25	6.25	78.9%	10	2
358	57	74.2%	0.03	0.02	0.03	22.50	6.45	7.45	6.51	118.6%	39	0
499	14	78.1%	0.03	0.02	0.03	23.00	6.95	8.65	6.90	161.3%	1	1
1,390	15	82.8%	0.03	0.01	0.03	24.00	7.95	8.95	8.10	133.0%	7	0
994	1	89.1%	0.01	0.01	0.03	25.00	8.95	10.65	8.10	182.0%	4	0
750	291	114.1%	0.02	0.01	0.02	30.00	13.95	14.95	14.65	179.7%	1	0

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SOFI put/call ratio?

For the October 30, 2026 expiration, the SOFI put/call ratio based on open interest is 0.66 (62,747 puts vs 94,484 calls), and 0.39 based on today's volume. A ratio above 1 means more puts than calls.

What is SOFI's implied volatility?

At-the-money implied volatility for SOFI options expiring October 30, 2026 is about 59.2%, an annualized estimate of how much the market expects SoFi Technologies stock to move.

How many SOFI option expiration dates are there?

SOFI has 17 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.