SoFi Technologies (SOFI) Options Chain

NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD

15.80+0.19 (+1.22%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Dec 15, 2028
Days to expiration: 796
Share price: $15.80
Put/call ratio (OI): 1.03
Put/call ratio (volume): 5.22
ATM implied volatility: 55.3%
Expected move: ±$12.91
Open interest (C / P): 43.05K / 44.46K

SOFI options summary

The SOFI options chain for the December 15, 2028 expiration lists 14 call and 14 put contracts, with 796 days until expiration. Open interest stands at 43,051 calls and 44,456 puts, a put/call ratio of 1.03, which is fairly balanced between calls and puts. At-the-money implied volatility near the $15.00 strike is 55.3%, which implies the market expects a move of about ±$12.91 (81.7%) in SoFi Technologies stock by expiration.

The most open interest sits at the $30.00 call (9.34K contracts) and the $13.00 put (18.00K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SOFI options chain · December 15, 2028

SOFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
3,931	24	104.1%	13.25	13.30	13.55	3.00	0.06	0.17	0.09	66.4%	103	3,875
687	7	84.5%	11.16	11.65	11.85	5.00	0.29	0.33	0.33	58.7%	589	10,759
565	1	73.6%	9.56	9.55	9.70	8.00	0.85	0.92	0.89	52.8%	70	928
3,259	10	69.4%	8.40	8.30	8.50	10.00	1.43	1.47	1.46	50.1%	13	1,228
1,602	8	65.1%	6.80	6.70	6.95	13.00	2.60	2.69	2.67	47.4%	623	18,001
2,705	27	64.2%	6.05	5.95	6.10	15.00	3.65	3.75	3.70	46.5%	31	4,807
SOFI $15.80
3,958	46	62.6%	4.99	4.90	5.05	18.00	5.45	5.65	5.64	45.8%	634	1,477
3,256	96	62.4%	4.45	4.40	4.50	20.00	6.80	6.95	6.87	44.1%	21	951
1,130	7	61.8%	3.95	3.90	4.00	22.00	8.20	8.55	8.50	44.6%	9	216
3,462	146	61.3%	3.29	3.30	3.40	25.00	10.55	11.10	10.66	45.5%	1	787
3,435	5	61.5%	2.90	2.99	3.10	27.00	12.20	12.45	12.40	41.0%	2	89
9,344	63	61.5%	2.61	2.54	2.75	30.00	14.75	15.05	14.70	39.6%	1	445
886	1	61.9%	2.26	2.30	2.60	32.00	16.55	17.05	17.01	41.9%	500	185
4,831	59	61.1%	2.06	2.03	2.13	35.00	19.35	19.60	19.80	37.0%	13	708

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SOFI put/call ratio?

For the December 15, 2028 expiration, the SOFI put/call ratio based on open interest is 1.03 (44,456 puts vs 43,051 calls), and 5.22 based on today's volume. A ratio above 1 means more puts than calls.

What is SOFI's implied volatility?

At-the-money implied volatility for SOFI options expiring December 15, 2028 is about 55.3%, an annualized estimate of how much the market expects SoFi Technologies stock to move.

How many SOFI option expiration dates are there?

SOFI has 17 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.