SoFi Technologies (SOFI) Options Chain

NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD

15.80+0.19 (+1.22%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Jan 15, 2027
Days to expiration: 96
Share price: $15.80
Put/call ratio (OI): 0.45
Put/call ratio (volume): 0.56
ATM implied volatility: 50.6%
Expected move: ±$4.10
Open interest (C / P): 631.73K / 282.50K

SOFI options summary

The SOFI options chain for the January 15, 2027 expiration lists 30 call and 30 put contracts, with 96 days until expiration. Open interest stands at 631,726 calls and 282,495 puts, a put/call ratio of 0.45, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $16.00 strike is 50.6%, which implies the market expects a move of about ±$4.10 (25.9%) in SoFi Technologies stock by expiration.

The most open interest sits at the $20.00 call (108.07K contracts) and the $15.00 put (66.39K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SOFI options chain · January 15, 2027

SOFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
4,987	1	175.8%	12.77	12.75	13.00	3.00	0.00	0.01	0.01	118.8%	241	33,327
3,492	1	50.0%	10.80	10.60	11.00	5.00	0.00	0.01	0.01	84.4%	101	6,042
10,961	42	94.9%	8.90	8.65	9.15	7.00	0.01	0.03	0.02	72.7%	2	10,833
415	22	100.4%	7.85	7.85	8.25	8.00	0.02	0.08	0.04	71.1%	5	362
125	15	75.4%	6.89	6.80	7.10	9.00	0.04	0.06	0.05	60.2%	1	883
18,989	136	70.5%	6.10	5.95	6.10	10.00	0.09	0.10	0.10	57.0%	75	36,985
983	2	62.5%	5.05	4.95	5.20	11.00	0.16	0.18	0.17	54.3%	4	1,055
24,517	24	59.6%	4.20	4.10	4.35	12.00	0.28	0.31	0.29	52.3%	30	15,165
748	20	57.6%	3.47	3.35	3.55	13.00	0.47	0.49	0.49	50.2%	1,233	6,539
1,276	27	55.8%	2.75	2.70	2.80	14.00	0.75	0.80	0.75	50.3%	105	7,546
38,242	1,370	53.7%	2.15	2.10	2.15	15.00	1.14	1.15	1.15	48.0%	825	66,393
SOFI $15.80
6,999	1,372	53.0%	1.64	1.62	1.64	16.00	1.62	1.67	1.63	48.1%	101	7,600
25,543	1,333	52.5%	1.23	1.22	1.24	17.00	2.20	2.26	2.22	47.3%	311	15,469
17,343	641	52.2%	0.91	0.91	0.92	18.00	2.88	2.96	2.90	47.1%	182	8,938
7,500	353	52.3%	0.68	0.67	0.69	19.00	3.65	3.80	3.75	49.3%	7	2,925
108,072	2,518	52.6%	0.51	0.50	0.52	20.00	4.45	4.65	4.57	50.2%	28	26,624
7,888	288	52.9%	0.37	0.37	0.39	21.00	5.35	5.50	5.43	49.1%	63	1,311
21,582	146	53.9%	0.29	0.29	0.30	22.00	6.30	6.40	6.34	48.4%	62	14,982
5,823	123	55.2%	0.23	0.23	0.24	23.00	7.20	7.35	7.34	49.4%	5	2,477
6,110	19	56.1%	0.18	0.18	0.19	24.00	8.15	8.40	8.32	57.2%	13	346
101,538	857	57.6%	0.15	0.15	0.16	25.00	9.15	9.40	9.29	50.0%	113	12,922
21,443	148	59.8%	0.11	0.10	0.11	27.00	10.95	11.30	11.23	59.4%	5	3,661
76,658	717	64.8%	0.08	0.07	0.08	30.00	14.15	14.50	14.70	70.9%	1,624	110
21,678	22	66.4%	0.08	0.05	0.06	32.00	16.05	16.50	15.30	69.9%	505	0
30,140	97	71.1%	0.04	0.04	0.05	35.00	19.00	19.50	17.72	72.3%	60	0
3,583	10	72.7%	0.03	0.03	0.04	37.00	16.65	20.55	20.35	—	2	0
25,666	22	78.1%	0.03	0.03	0.04	40.00	0.00	0.00	21.06	—	2	0
6,285	1	79.7%	0.07	0.01	0.05	42.00	24.20	24.80	26.39	—	2	0
11,291	20	80.5%	0.03	0.01	0.03	45.00	0.00	0.00	26.40	—	40	0
21,849	15	85.2%	0.02	0.01	0.04	47.00	28.45	29.85	30.78	—	9	0

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SOFI put/call ratio?

For the January 15, 2027 expiration, the SOFI put/call ratio based on open interest is 0.45 (282,495 puts vs 631,726 calls), and 0.56 based on today's volume. A ratio above 1 means more puts than calls.

What is SOFI's implied volatility?

At-the-money implied volatility for SOFI options expiring January 15, 2027 is about 50.6%, an annualized estimate of how much the market expects SoFi Technologies stock to move.

How many SOFI option expiration dates are there?

SOFI has 17 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.